SBA 7(a)

The 7(a) Loan Program is SBA's primary program for helping start-up and established small businesses, with financing guaranteed for a variety of general business purposes. The SBA does not make loans itself, but rather guarantees the loans. This reduces the risk to the lender but not to the borrower, who remains obligated for the full debt, even in the event of default.


  • Long-term financing (up to 25 years)
  • Loan amounts up to $5.0 million
  • Up to 85% SBA Guaranty

Lender Benefits

  • Lower risk
  • Improve liquidity
  • Increase non-interest income
  • Grow your portfolio

Download the 7(a) Loan Program brochure