Funded Projects

The SBA 504 Loan Program provides healthy small and medium-sized businesses with long-term fixed rate financing for the acquisition or construction of fixed assets. Projects are financed through a unique public/private partnership that involves private lenders financing 50% of project costs, MCDC covering up to 40% of project costs, and small businesses investing at least 10% of project costs. By taking a secondary collateral position on project assets, SBA provides a “collateral cushion” for the primary lender and reduces the amount of equity normally required of the borrower.

Filter Projects:

Wholesome Foods LLC dba Elevation Burger

Elevation Burger is a new fast food franchise that is owned and operated by Sarah and Michael Tayter.   It is the first location for the franchise in Michigan.  Elevation Burger uses the slogan “Ingredients Matter,” and are the first and largest fast food burger restaurants to serve “100% USDA certified organic” and “100% certified grass-fed beef burgers”.

The restaurant will operate out of a leased premises, and the project is for the purchase of equipment and leasehold improvements for the building located at 3365 Washtenaw Avenue in Ann Arbor.

For more information on Elevation Burger please visit and for additional information on how Michigan Certified Development Corporation can help fund your business, please visit, Michigan’s #1 SBA Lending Partner! 

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Williams Cheese Company

The Williams Cheese Company has been in business over 61 years. This family owned business began along the Saginaw Bay in an old barn in 1945. Today they produce, age, and package over five million pounds of cheese a year. Ninety percent of the company's products are sold through several large retailers and distributors. The owner, Michael Williams, has been with the company over 35 years. This project helped the Williams family expand their current facility in the rural area of Linwood. They previously operated part of the business from a leased building, but with this SBA 504 loan, they will have brought their entire operation under one roof. With this consolidation, the business is more efficient and profitable. Citizens Bank and MCDC helped the Williams obtain a low fixed interest rate for 20 years with only 10% down.

Williams-Bayer Industries, Inc.

Williams-Bayer Industries (formed in 2001)  manufactures and assembles parts for the domestic big three automakers as well as for the major Japanese transplants (Honda, Toyota, and Nissan).  The company provides CNC tube bending, cut off, catalytic converter can shells, welding, inspection and assembly processes.  The company also can provide high-volume metal stamping up to 350 tons.  The company is a minority supplier with the day-to-day operations being run by Mr. Williams.

The company is a ISO/TS-16949-2000 company, and is also a certified Minority Business Enterprise with accreditation from the Michigan Minority Supplier Development Council.

Williams-Bayer was able to reduce its occupancy cost, and solidify its capital base, by purchasing the building that it had been leasing using the low equity and long-term fixed interest rate provided by the SBA 504 Loan Program.

For more information on Williams-Bayer Industries,  please visit and for additional information on how Michigan Certified Development Corporation can help fund your business, please visit, Michigan’s #1 SBA Lending Partner!




During SBA Director Karen Mill’s visit to Michigan last week, she took the opportunity to visit with Wilbert Williams, of Williams-Bayer Industries; to tour their plant located In Westland, MI.  MCDC and PNC Bank partnered together to put together a 504 loan for Williams-Bayer last year and were delighted to be part of the Director’s visit.  For more information on Karen’s visit here:


Windemuller Electric, Inc.

Windemuller Electric, Inc.
Traverse City, Michigan
Total Project:
MCDC Loan Amount: $677,000
Lender: Macatawa Bank, Fred Lake
Job Impact: 237


Wineguys, LLC

Wineguys LLC purchased and renovated this unique building in downtown Petoskey. Palette Bistro is an upscale full service restaurant that specializes in Mediterranean cuisine and wine. Enjoy a beautiful view of the bay in either the first or second floor dining room. The four business partners expanded the seating, added a second floor balcony and an outdoor deck for seating in the warmer months. The restaurant seats over 100 individuals.