Valley Eye Care

Dr. Scott Vandenbelt
Bay City, Michigan

Valley Eye Care was started by Dr. Scott Vandenbelt in 2005 in Bay City.  Scott is a State of Michigan, board-certified Ophthalmologist.  He offers LASIK and cataract surgery, diabetic eye care and glaucoma management, and optical dispensary with wide selection of glasses and contact lenses.

Scott was leasing a building for his practice, but the building was becoming too small for his growing business, so he decided to purchase his own building in downtown Bay City.  With this new building, Scott essentially doubled his space!  The larger space allows Scott to grow his business by seeing more patients each day.  Before, Valley Eye Care saw 20-24 patients per day, 14-16 days per month.  With the larger space, he sees 6-8 more patients per day, which equates to approximately 100 more patients per month, and he can do this without sacrificing service. 

To finance the building, Scott was looking for a loan that had a fixed interest rate and with a small down payment.  Independent Bank recommended using the SBA 504 Loan Program, which gave Scott a fixed interest rate loan for 20 years, with only 10% down.

For more information on Valley Eye Care please visit and for additional information on how Michigan Certified Development Corporation can help fund your business, please visit, Michigan’s #1 SBA Lending Partner!

Total Project Amount: 
MCDC Loan Amount: 
Matt Reinbold, Independent Bank
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Financing Provided & Structured Through: Michigan Certified Development and US Small Business Administration