Jane K. Sherzer is the President of the Michigan Certified Development Corporation, joining that organization in April 2004.

During her tenure as President the Michigan Certified Development Corporation has been recognized with several awards including the prestigious SBA Lender of the Year in 2006. A consistent leader in the state, the MCDC is readily recognized as the leading Certified Development Corporation in the state of Michigan. Since its inception in the early 1980’s the MCDC has enjoyed consistent growth and a well managed portfolio, resulting in national rankings in the top quartile of all CDC’s in the US.

Prior to her role with the MCDC, Ms. Sherzer enjoyed a successful career in commercial banking throughout the state of Michigan. With more than 20 years tenure, Jane was elected First Vice President at Bank One, and also held a senior position at Fifth Third Bank.

Jane holds a BBA degree from the University of Iowa. She serves on the boards of several organizations dedicated to economic development in Michigan and human services organizations.

Eric Kehler is a Senior Loan Officer for the MCDC. Eric markets the SBA 504 program throughout the state of Michigan and works with lenders, small business owners, and other referral sources to secure SBA 504 financing. He works with the MCDC underwriters to review the eligibility and obtain the SBA approval.

Before joining the MCDC staff in 2004, Eric was the Administrator/Business Manager for 7 years for a faith-based non-profit organization in Lansing, Michigan. Prior to that, he worked for Ford Motor Credit Corporation for 7 years as a Loan Officer, Dealer Sales Representative, and the Customer Service Supervisor.

Eric earned his Bachelors degree in Business Management from the University of Michigan in Ann Arbor.

David Kramer is the Senior Underwriter for the MCDC. Dave has been with the organization since 1998. In that time he has served in a variety of capacities within the organization. In his current role as Senior Underwriter, David oversees all MCDC underwriting functions, including eligibility determination, credit evaluation, SBA packaging and approval

David holds a Bachelors degree in Accounting from Central Michigan University.

Rachel Bakken is the Portfolio Manger for the MCDC. Rachel joined the MCDC staff in July 2006. She is responsible for the oversight of the existing loan portfolio, management of complex/routine servicing actions (i.e. assumptions, subordinations, and payments), customer visits, and credit reviews. Prior to her position with the MCDC, Mrs. Bakken worked as commercial credit analyst with Republic Bank in the Lansing area.

Rachel holds a Bachelors degree in Finance from Central Michigan University.

Mike Ufford is a Senior Loan Officer for the MCDC. Mike markets the SBA 504 program throughout the state of Michigan and works with lenders, small business owners, and other referral sources to secure SBA 504 financing. He works with the MCDC underwriters to review the eligibility and obtain the SBA approval.

Prior to joining the MCDC, Mike spent the last 22 years working in the commercial loan arena in Southeastern Michigan, holding commercial lending, credit administration, and commercial loan management positions, in both large regional banks and small community banks.

Mike earned his Bachelors degree in Bank Management from Wayne State University and his Master of Finance degree from Walsh College.

Kelly Hutchings is a Senior Loan Officer for the Michigan Certified Development Corporation. Kelly markets the SBA 504 program throughout Western Michigan and works with lenders, small business owners, and other referral sources to secure SBA 504 financing and/or Community Reinvestment Fund financing. She works with the MCDC underwriters to review eligibility and obtain the necessary approvals.

Prior to joining the MCDC, Kelly was employed as a commercial banker with portfolio management and business development responsibilities in both large regional banks and small community banks. She has spent the past 15 years living and working in the metropolitan Grand Rapids market and is looking forward to serving the West/Southwest Michigan market as part of the Michigan Certified Development Corporation team.

Kelly earned her Bachelors degree in Finance and Economics from Central Michigan University and her Master of Business Administration from Grand Valley State University Seidman School of Business. Kelly is a member of Inforum and serves on the Athena committee for the Grand Rapids Chamber of Commerce she is also active in her local school community.

Phil Weiss is a Senior Loan Officer for the MCDC. Phil markets the SBA 504 program throughout the state of Michigan and works with lenders, small business owners, and other referral sources to secure SBA 504 financing. He works with the MCDC underwriters to review the eligibility and obtain the SBA approval.

Prior to joining the MCDC, Phil spent the last 18 years working in the commercial financing arena in Southeastern Michigan, holding sales and commercial lending positions with both large regional banks and small local financing companies. Phil has been an active Rotarian for 4 years, serving as a Board Member and an Officer for his local Club. Phil also is a Past President of a local Business Referral Club.

Phil earned his Bachelors degree in Business from Eastern Michigan University

Chris is the underwriter for the MCDC. Chris joined the MCDC staff in November 2007. In his role as an underwriter, Chris is responsible for project eligibility determination, credit evaluation, and SBA loan packaging. Prior to joining the MCDC, Chris spent six years as a pricing administrator for Dart Container Corporation.

Chris earned his Bachelors degree in Supply Chain Management from Michigan State University.

Susanne Towler is the Loan Closer for the Michigan Certified Development Corporation. She joing the MCDC staff in November 2007. Susanne is responsible for the processing and closing of the loans. Prior to her position with the MCDC, Susanne worked in the mortgage banking/retail industry for over 17 years in various capacities.

Darlene J. Merritt joined MCDC in November of 2006. She is responsible for marketing our program to our lending partners in the northern Michigan counties of the Lower Peninsula. Darlene recently retired after 36 years in banking. During her banking career she held several positions including Community Bank President with Fifth Third Bank in Cadillac. She was active in economic development thru the Cadillac Industrial Fund, Cadillac Area Chamber of Commerce and the Downtown Development Authority.

Darlene is a graduate of the University of Wisconsin - School of Bank Administration.

Donna Miller is a Portfolio Manager for the Michigan Certified Development Corporation, joining the organization in November 2002. Ms. Miller is responsible for processing servicing actions on active, delinquent and paid in full loans, and ensuring that all conditions of the loan are met as outlined in the loan documents. Prior to the MCDC, Ms. Miller managed the budget, personnel, financial management and operational functions for various economic development and adult education programs for the State of Michigan.

Sandra Vergeson is the Administrative Assistant for the Michigan Certified Development Corporation. She joined the staff of the MCDC in November 2002 after her retirement from the State of Michigan. As Administrative Assistant of the MCDC, Ms. Vergeson provides the administrative support for the MCDC Board of Directors and the MCDC staff, as well as, assistance with routine loan portfolio servicing.

Prior to her role with the MCDC, Ms. Vergeson’s career spanned many years in State government from administrative support to management of a state wide program.